Funds Withdrawal

Credit Cards

Options XM ACCOUNT
BASE CURRENCIES
Fees Min. Withdrawal Time Withdrawal
USD, EUR, GBP, CHF, AUD, PLN, HUF Covered by XM Min. 5 USD or value equivalent in any other currency. Processed in 24 hours
USD, EUR, GBP, CHF, AUD, PLN, HUF Covered by XM Min. 5 USD or value equivalent in any other currency. Processed in 24 hours
USD, EUR, GBP, CHF, AUD, PLN, HUF Covered by XM Min. 5 USD or value equivalent in any other currency. Processed in 24 hours
USD, EUR, GBP, CHF, AUD, PLN, HUF Covered by XM Min. 5 USD or value equivalent in any other currency. Processed in 24 hours
USD, EUR, GBP, CHF, AUD, PLN, HUF Covered by XM Min. 5 USD or value equivalent in any other currency. Processed in 24 hours*
*Withdrawals by Credit Cards are processed within 24 hours on working days on receipt of your withdrawal request. However, the funds are credited into your bank account within 2-5 business days.

Electronic Payment

Options XM ACCOUNT
BASE CURRENCIES
Fees Min. Withdrawal Time Withdrawal
USD, EUR, GBP, CHF, AUD, PLN, HUF Covered by XM Min. 5 USD or value equivalent in any other currency. Processed in 24 hours
USD, EUR, GBP, CHF, AUD, PLN, HUF Covered by XM Min. 5 USD or value equivalent in any other currency. Processed in 24 hours

Bank Wire Transfer

Options XM ACCOUNT
BASE CURRENCIES
Fees Min. Withdrawal Time Withdrawal
USD, EUR, GBP, CHF, AUD, PLN, HUF Only fees on XM's side are covered. USD 200 2-5 business days*
*Withdrawals by Bank Wire Transfer are processed within 24 hours on working days on receipt of your withdrawal request. However, the funds are credited into your bank account within 2-5 business days.

How to Withdraw Funds

Withdrawal Priority Procedure

Withdrawal of funds is only available to clients who have uploaded their supporting documents and had their trading account validated. Clients log in to the secure XM Members Area to upload their supporting documents (proof of identity and proof of address) and once the clients’ trading account has been validated they will be able to withdraw funds from their trading account.

  • 1. Log in to the Members Area and click on the Withdrawals button.

  • 2. Select the option according to how you wish to make a withdrawal.

  • 3. Enter the amount you wish to withdraw and submit the request.

  • 4. The requested amount will be automatically deducted from your trading account.

In order to protect all parties against fraud, XM will only process withdrawal/refunds back to the source of the original deposit according to the below Withdrawal Priority Procedure:

  1. Credit/debit card withdrawals. Withdrawal requests submitted, regardless of the withdrawal method chosen, will be processed via this channel up to the total amount deposited by this method.
  2. E-wallet withdrawals. E-wallet refunds/withdrawals will be processed once all Credit/Debit card deposits have been completely refunded.
  3. Other Methods. All other methods such as bank wire withdrawals shall be used once deposits made with the above two methods have been completely exhausted.

All withdrawal requests will be completed within 24 working hours; however all withdrawal requests submitted will be instantly reflected in the clients’ trading account as pending withdrawals. In case a client selects an incorrect withdrawal method, the clients’ request will be processed according to the Withdrawal Priority Procedure described above. All client withdrawal requests shall be processed in the currency in which the deposit was originally made. Should the deposit currency differ from the transfer currency, the transfer amount will be converted by XM into the transfer currency at the prevailing exchange rate.

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